Difference between revisions of "AY Honors/Household Budgeting (SAD)/Answer Key/pt-br"

From Pathfinder Wiki
< AY Honors‎ | Household Budgeting (SAD)AY Honors/Household Budgeting (SAD)/Answer Key/pt-br
(Created page with "</noinclude>")
(Created page with "</noinclude> <!-- 9. O que é juro? Como deve ser calculado? -->")
Line 73: Line 73:
  
 
{{ansreq|page={{#titleparts:{{PAGENAME}}|2|1}}|num=8}}
 
{{ansreq|page={{#titleparts:{{PAGENAME}}|2|1}}|num=8}}
−
<noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
+
<noinclude></noinclude>
−
</noinclude>
+
<!-- 8. Que tipos de compras nunca deveriam ser feitas a prazo? Por quê? -->
−
<!-- 8. What kind of shopping should never be done with credit? why? -->
 
−
Generally no shopping should be done with credit. You should not be spending tomorrows income today because you don't know for sure if you have income coming tomorrow.
 
−
</div>
 
  
 
{{clear}}
 
{{clear}}
Line 94: Line 91:
  
 
{{ansreq|page={{#titleparts:{{PAGENAME}}|2|1}}|num=10}}
 
{{ansreq|page={{#titleparts:{{PAGENAME}}|2|1}}|num=10}}
−
<noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
+
<noinclude></noinclude>
−
</noinclude>
+
<!-- 10. Pesquisar qual a taxa de juros e encargos financeiros nas linhas de crédito sa seguir: -->
−
<!-- 10. Investigate what is the interest rate and what are the financial responsibilities in the lines of credit lines for the following: -->
 
−
Looking into these interest rates is an excellent free activity for Pathfinders that will teach them about money management. Don't just check yourself and feed them the answer, get them to seek out the information themselves.
 
−
</div>
 
  
 
{{clear}}
 
{{clear}}
Line 259: Line 253:
 
<noinclude></noinclude>
 
<noinclude></noinclude>
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
<noinclude></noinclude>
−
<noinclude>
 
−
</div></noinclude>
 
 
{{CloseReq}} <!-- 14e -->
 
{{CloseReq}} <!-- 14e -->
 
{{CloseReq}} <!-- 14 -->
 
{{CloseReq}} <!-- 14 -->
Line 271: Line 263:
 
</div>
 
</div>
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
{{clear}}
−
This exercise will really teach how to control spending, for it puts all spending down in black and white (and perhaps red!). This and the following requirement are why earning this honor requires a long term commitment for the Pathfinder.
 
−
</div>
 
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
{{clear}}
−
An easy way to track spending is to get a receipt for every amount of money you spend and then categorize the receipts occasionally.
 
−
</div>
 
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
{{clear}}
−
Another way is to write down what you spend in a notebook or on your phone. You might check out personal budgeting apps for your smart phone to assist in this task.
 
−
</div>
 
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
{{clear}}
−
Some find a jar system works well. Income is recorded and placed in labeled jars or envelopes by how it should be spent. When you need to buy food you pull money from the food jar. If you find you need to move money between jars or categories, record that. You might choose to modify the system by keeping a small float of cash in you wallet or purse, then each night top up the float with money from the correct jars based on how you spent part of the float that day (we can usually remember how we spent money that day). This avoids having to carry all your cash around in jars in case you need to spend some money.
 
−
</div>
 
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
<noinclude></noinclude>
−
<noinclude>
 
−
</div></noinclude>
 
 
{{CloseReq}} <!-- 15 -->
 
{{CloseReq}} <!-- 15 -->
  
Line 298: Line 280:
 
</div>
 
</div>
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
{{clear}}
−
Your family operates as an economic unit. You can only control what you can measure and understanding how you spend money as a family will help you control spending. The need to write down what you spend will give you a moment to pause and reflect on the need to spend the money, so just the process of tracking spending will usually reduce spending.
 
−
</div>
 
  
 
<div lang="en" dir="ltr" class="mw-content-ltr">
 
<div lang="en" dir="ltr" class="mw-content-ltr">
Line 314: Line 294:
 
</div>
 
</div>
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
{{clear}}
−
Do Not Rob God
 
−
8 “Will a man rob God?
 
−
Yet you have robbed Me!
 
−
But you say,
 
−
‘In what way have we robbed You?’
 
−
In tithes and offerings.
 
−
9 You are cursed with a curse,
 
−
For you have robbed Me,
 
−
Even this whole nation.
 
−
10 Bring all the tithes into the storehouse,
 
−
That there may be food in My house,
 
−
And try Me now in this,”
 
−
Says the Lord of hosts,
 
−
“If I will not open for you the windows of heaven
 
−
And pour out for you such blessing
 
−
That there will not be room enough to receive it.
 
−
11 “And I will rebuke the devourer for your sakes,
 
−
So that he will not destroy the fruit of your ground,
 
−
Nor shall the vine fail to bear fruit for you in the field,”
 
−
Says the Lord of hosts;
 
−
12 “And all nations will call you blessed,
 
−
For you will be a delightful land,”
 
−
Says the Lord of hosts.
 
−
</div>
 
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
<noinclude></noinclude>
−
<noinclude>
 
−
</div></noinclude>
 
 
{{CloseReq}} <!-- 17 -->
 
{{CloseReq}} <!-- 17 -->
  
Line 350: Line 304:
 
</div>
 
</div>
  
−
<div lang="en" dir="ltr" class="mw-content-ltr">
+
<noinclude></noinclude>
−
<noinclude>
 
−
</div></noinclude>
 
  
 
[[Category:AY Honors/noindex{{GetLangSuffix}}|{{SUBPAGENAME}}]]
 
[[Category:AY Honors/noindex{{GetLangSuffix}}|{{SUBPAGENAME}}]]
  
 
{{CloseHonorPage}}
 
{{CloseHonorPage}}

Revision as of 21:06, 21 March 2023

Other languages:
English • ‎español • ‎português do Brasil
Orçamento familiar

Nível de Habilidade

2

Ano

2012

Version

02.10.2025

Autoridade de Aprovação

Divisão Sul Americana

Family Budgeting AY Honor.png
Orçamento familiar
Habilidades Domésticas
Nível de Habilidade
123
Autoridade de Aprovação
Divisão Sul Americana
Ano de Introdução
2012
Veja também
Mestrado em Habilidades Domésticas



1

O que é Orçamento Familiar e qual a importância de fazê-lo?




2

Fazer uma lista de despesas de sua família e classificá-la em necessárias, úteis e supérfluas.




3

Verificar a lista de compras de mantimentos e produtos de higiene e limpeza de sua família. Todos os itens são realmente necessários?




4

Descobrir qual é o melhor dia e local para se adquirir hortaliças, frutas e verduras em seu bairro.




5

O que você e sua família podem fazer para economizar água, energia elétrica e telefone?




6

O que é inflação?




7

Que impostos sua família precisa pagar? em qual mês eles devem ser pagos?




8

Que tipos de compras nunca deveriam ser feitas a prazo? Por quê?




9

O que é juro? Como deve ser calculado?




10

Pesquisar qual a taxa de juros e encargos financeiros nas linhas de crédito sa seguir:



10a

Cartão de crédito




10b

Cheque especial




10c

Empréstimo pessoal





11

Que medidas devem ser tomadas quando a família está endividada?



12

Qual porcentagem da renda de uma família deve ser poupada?



13

Pesquisar ao menos 2 métodos, além da caderneta de poupança, para investir o dinheiro poupado. Quais as vantagens e desvantagens de cada um?



14

Saber fazer o seguinte:


14a

Preencher e endossar cheques


Your info:

Transaction info:

3. Date that the check is written or future date you want the check to be valid (post dated check). 4. The payee - the name of the person or organization authorized to cash the check. 5. The amount of the check, written numerically called the "figure". 6. The amount of the check, written out in words. After writing out the amount, you should draw a line through the remaining empty space as far as the word “Dollars.”

Signing the check:

11. Your autograph or signature, authorizing the payment. Without this the check is not valid


14b

Preencher recibos


14c

Pagar boletos e/ou faturas em um terminal de autoatendimento




14d

Arquivar recibos de pagamentos




14e

Interpretar um extrato de conta corrente/poupança





15

Manter um Orçamento pessoal e relatório de entrada e saída de dinheiro durante, pelo menos 6 meses.



16

Montar um orçamento familiar e manter um relatório preciso de entradas e saídas durante 6 meses.


17

Ler Malaquias 3:8-12 e escrever, no mínimo, 250 palavras sobre o que significa, para você, ser um mordomo fiel.

Malachi 3:8-12



References

Retrieved from "https://wiki.pathfindersonline.org/index.php?title=AY_Honors/Household_Budgeting_(SAD)/Answer_Key/pt-br&oldid=596697"