Difference between revisions of "AY Honors/Household Budgeting/Requirements/es"

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< AY Honors‎ | Household BudgetingAY Honors/Household Budgeting/Requirements/es
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<section begin=Body />
 
<section begin=Body />
  
−
<b>1. <section begin=req1 /><noinclude></noinclude>¿Qué es un presupuesto familiar y cuál es la importancia de hacerlo?
+
<b>1. <section begin=req1 /><noinclude></noinclude>Montar un presupuesto familiar y mantener un registro preciso de entradas y salidas durante 6 meses (Conquistadores y jóvenes pueden hacer esto en conjunto con los padres); los muchachos y las muchachas que viven en haciendas pueden hacer registros sobre la agricultura, lácteos o ganado.
 
<noinclude></noinclude><section end=req1 /></b>
 
<noinclude></noinclude><section end=req1 /></b>
  
−
<b>2. <section begin=req2 /><noinclude></noinclude>Hacer una lista de los gastos de su familia y clasificarlas en necesarias, útiles y superfluas.
+
<b>2. <section begin=req2 /><noinclude></noinclude>Leer Malaquías 3:8-12 y escribir un mínimo de 250 palabras sobre lo que significa ser un mayordomo fiel.
 
<noinclude></noinclude><section end=req2 /></b>
 
<noinclude></noinclude><section end=req2 /></b>
  
−
<b>3. <section begin=req3 /><noinclude></noinclude>Verificar la lista de compras de comestibles y productos de higiene y limpieza de su familia. ¿Todos los artículos son realmente necesarios?
+
:<b>a. <section begin=req2a /><noinclude>[[Category:Honor Requirements/es|{{#titleparts:{{PAGENAME}}|1|2}}]]
−
<noinclude></noinclude><section end=req3 /></b>
+
[[Category:Honor Requirements Revision 3/es|{{#titleparts:{{PAGENAME}}|1|2}}]]
 +
<noinclude></noinclude><section end=req2a /></b>
  
−
<b>4. <section begin=req4 /><noinclude></noinclude>Describir cuál es el mejor día y local para obtener hortalizas, frutas y verduras en su vecindario.
+
:<b>b. <section begin=req2b /><noinclude></noinclude>Archivar los recibos de pago
−
<noinclude></noinclude><section end=req4 /></b>
+
<noinclude></noinclude><section end=req2b /></b>
  
−
<b>5. <section begin=req5 /><noinclude></noinclude>¿Qué puede hacer usted y su familia para economizar agua, energía eléctrica y teléfono?
+
:<b>c. <section begin=req2c /><noinclude></noinclude>Interpretar un extracto de una cuenta corriente o de ahorros
−
<noinclude></noinclude><section end=req5 /></b>
+
<noinclude></noinclude><section end=req2c /></b>
  
−
<b>6. <section begin=req6 /><noinclude></noinclude>¿Qué es la inflación?
+
:<b>d. <section begin=req2d /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req6 /></b>
+
</noinclude>Loan
 +
<noinclude>
 +
</div></noinclude><section end=req2d /></b>
  
−
<b>7. <section begin=req7 /><noinclude></noinclude>¿Qué impuestos su familia tiene que pagar?
+
:<b>e. <section begin=req2e /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req7 /></b>
+
</noinclude>Usury loan
 +
<noinclude>
 +
</div></noinclude><section end=req2e /></b>
  
−
<b>8. <section begin=req8 /><noinclude></noinclude>¿Qué clase de compras nunca deberían ser hechas con crédito? ¿Por qué?
+
:<b>f. <section begin=req2f /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req8 /></b>
+
</noinclude>Interest
 +
<noinclude>
 +
</div></noinclude><section end=req2f /></b>
  
−
<b>9. <section begin=req9 /><noinclude></noinclude>¿Qué es interés? ¿Cómo debe ser calculado?
+
:<b>h. <section begin=req2g /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req9 /></b>
+
</noinclude>Principal
 +
<noinclude>
 +
</div></noinclude><section end=req2g /></b>
  
−
<b>10. <section begin=req10 /><noinclude></noinclude>Investigar cuál es la tasa de interés y responsabilidades financieras en las líneas de crédito de lo siguiente:
+
:<b>h. <section begin=req2h /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req10 /></b>
+
</noinclude>Credit
 +
<noinclude>
 +
</div></noinclude><section end=req2h /></b>
  
−
:<b>a. <section begin=req10a /><noinclude></noinclude>Tarjeta de crédito
+
:<b>i. <section begin=req2i /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req10a /></b>
+
</noinclude>Credit score
 +
<noinclude>
 +
</div></noinclude><section end=req2i /></b>
  
−
:<b>b. <section begin=req10b /><noinclude></noinclude>Sobregiro
+
:<b>j. <section begin=req2j /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req10b /></b>
+
</noinclude>Investments
 +
<noinclude>
 +
</div></noinclude><section end=req2j /></b>
  
−
:<b>c. <section begin=req10c /><noinclude></noinclude>Préstamo personal
+
:<b>k. <section begin=req2k /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req10c /></b>
+
</noinclude>Tithe/offerings
 +
<noinclude>
 +
</div></noinclude><section end=req2k /></b>
  
−
<b>11. <section begin=req11 /><noinclude></noinclude>¿Qué medidas deben ser tomadas cuando la familia está endeudada?
+
:<b>l. <section begin=req2l /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req11 /></b>
+
</noinclude>Taxes
 +
<noinclude>
 +
</div></noinclude><section end=req2l /></b>
  
−
<b>12. <section begin=req12 /><noinclude></noinclude>¿Qué porcentaje de los ingresos de una familia debe ser ahorrado?
+
:<b>m. <section begin=req2m /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req12 /></b>
+
</noinclude>Inflation
 +
<noinclude>
 +
</div></noinclude><section end=req2m /></b>
  
−
<b>13. <section begin=req13 /><noinclude></noinclude>Investigar por lo menos dos métodos además de la libreta de ahorros para invertir el dinero ahorrado. ¿Cuáles son las ventajas y las desventajas de cada una?
+
<b>3. <section begin=req3 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req13 /></b>
+
</noinclude>Explain the difference between needs and wants. Make a list of your family's expenses and classify them as needs or wants.
 +
<noinclude>
 +
</div></noinclude><section end=req3 /></b>
  
−
<section begin=challenge />
+
<b>4. <section begin=req4 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<b>14. <section begin=req14 /><noinclude></noinclude>Saber hacer lo siguiente:
+
</noinclude>What can you and your family do to save on utilities? How do any of these expenses vary during different seasons of the year in your home?
−
<noinclude></noinclude><section end=req14 /></b>
+
<noinclude>
 +
</div></noinclude><section end=req4 /></b>
 +
 
 +
<b>5. <section begin=req5 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>How can inflation affect a family budget?
 +
<noinclude>
 +
</div></noinclude><section end=req5 /></b>
 +
 
 +
<b>6. <section begin=req6 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>What are the methods your family uses to pay bills? What other methods could be used?
 +
<noinclude>
 +
</div></noinclude><section end=req6 /></b>
 +
 
 +
<b>7. <section begin=req7 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>What types of taxes exist in your area (city, state/provincial, federal, income, property, sales, payroll, etc.)? What are taxes typically used for in your region?
 +
<noinclude>
 +
</div></noinclude><section end=req7 /></b>
 +
 
 +
<b>8. <section begin=req8 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Explain the difference between good and bad debt.
 +
<noinclude>
 +
</div></noinclude><section end=req8 /></b>
 +
 
 +
<b>9. <section begin=req9 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>What is interest? How is it calculated? Calculate how much it would truly cost to finance a $5000 loan with a 7% interest rate over 5 years.
 +
<noinclude>
 +
</div></noinclude><section end=req9 /></b>
 +
 
 +
<b>10. <section begin=req10 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Investigate what is the interest rate and what are the financial responsibilities in the lines of credit for the following:
 +
<noinclude>
 +
</div></noinclude><section end=req10 /></b>
 +
 
 +
:<b>a. <section begin=req10a /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Credit card
 +
<noinclude>
 +
</div></noinclude><section end=req10a /></b>
 +
 
 +
:<b>b. <section begin=req10b /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Overdraft
 +
<noinclude>
 +
</div></noinclude><section end=req10b /></b>
 +
 
 +
:<b>c. <section begin=req10c /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Student loan
 +
<noinclude>
 +
</div></noinclude><section end=req10c /></b>
  
−
:<b>a. <section begin=req14a /><noinclude></noinclude>Llenar y endosar cheques
+
:<b>d. <section begin=req10d /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req14a /></b>
+
</noinclude>Usury loan
 +
<noinclude>
 +
</div></noinclude><section end=req10d /></b>
  
−
:<b>b. <section begin=req14b /><noinclude></noinclude>Llenar recibos
+
<b>11. <section begin=req11 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req14b /></b>
+
</noinclude>What measures can be taken when the family is in debt?
 +
<noinclude>
 +
</div></noinclude><section end=req11 /></b>
  
−
:<b>c. <section begin=req14c /><noinclude></noinclude>Pagar boletos y/o facturas en un cajero automático
+
<b>12. <section begin=req12 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req14c /></b>
+
</noinclude>Consider Proverbs 6:6-8 and discuss the value of having an emergency fund. How many months worth of income should generally be saved for emergencies?
 +
<noinclude>
 +
</div></noinclude><section end=req12 /></b>
  
−
:<b>d. <section begin=req14d /><noinclude></noinclude>Archivar los recibos de pago
+
<b>13. <section begin=req13 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req14d /></b>
+
</noinclude>Read Matthew 25:14-30 and discuss the value of investing money. Identify at least two methods of investing money. What are the advantages and disadvantages of each?
 +
<noinclude>
 +
</div></noinclude><section end=req13 /></b>
  
−
:<b>e. <section begin=req14e /><noinclude></noinclude>Interpretar un extracto de una cuenta corriente o de ahorros
+
<b>14. <section begin=req14 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req14e /></b>
+
</noinclude>What are some advantages and disadvantages of using automatic payments (autopay)?
−
<section end=challenge />
+
<noinclude>
 +
</div></noinclude><section end=req14 /></b>
  
 
<b>15. <section begin=req15 /><noinclude></noinclude>Mantener un presupuesto personal y registro de entrada y salida de dinero durante sies meses.
 
<b>15. <section begin=req15 /><noinclude></noinclude>Mantener un presupuesto personal y registro de entrada y salida de dinero durante sies meses.
 
<noinclude></noinclude><section end=req15 /></b>
 
<noinclude></noinclude><section end=req15 /></b>
  
−
<b>16. <section begin=req16 /><noinclude></noinclude>Montar un presupuesto familiar y mantener un registro preciso de entradas y salidas durante 6 meses (Conquistadores y jóvenes pueden hacer esto en conjunto con los padres); los muchachos y las muchachas que viven en haciendas pueden hacer registros sobre la agricultura, lácteos o ganado.
+
:<b>a. <section begin=req15a /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
−
<noinclude></noinclude><section end=req16 /></b>
+
</noinclude>Identify an account and routing number
 +
<noinclude>
 +
</div></noinclude><section end=req15a /></b>
 +
 
 +
:<b>b. <section begin=req15b /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Write and endorse a check
 +
<noinclude>
 +
</div></noinclude><section end=req15b /></b>
 +
 
 +
:<b>c. <section begin=req15c /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Reconcile a bank statement
 +
<noinclude>
 +
</div></noinclude><section end=req15c /></b>
 +
 
 +
<b>16. <section begin=req16 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Interview a financial professional or equivalent about personal budgeting.
 +
<noinclude>
 +
</div></noinclude><section end=req16 /></b>
 +
 
 +
<section begin=challenge />
 +
<b>17. <section begin=req17 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Develop a family budget (this can be done together with parents). Keep a personal budget and record income and expenses for two months.
 +
<noinclude>
 +
</div></noinclude><section end=req17 /></b>
 +
<section end=challenge />
 +
 
 +
<b>18. <section begin=req18 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
 +
</noinclude>Read Malachi 3:8-12 and discuss what role tithes and offerings could play in a personal/family budget.
 +
<noinclude>
 +
</div></noinclude><section end=req18 /></b>
  
−
<b>17. <section begin=req17 /><noinclude></noinclude>Leer Malaquías 3:8-12 y escribir un mínimo de 250 palabras sobre lo que significa ser un mayordomo fiel.
 
−
<noinclude></noinclude><section end=req17 /></b>
 
 
<section end=Body />
 
<section end=Body />

Revision as of 19:23, 8 March 2023

Other languages:
English • ‎español
Presupuesto familiar

Nivel de destreza

2

Año

2023

Version

24.09.2024

Autoridad de aprobación

División Norteamericana

Household Budgeting AY Honor.png
Presupuesto familiar
Artes domésticas
Nivel de destreza
123
Autoridad de aprobación
División Norteamericana
Año de introducción
2023
Vea también
Maestría de Artes domésticas



1. Montar un presupuesto familiar y mantener un registro preciso de entradas y salidas durante 6 meses (Conquistadores y jóvenes pueden hacer esto en conjunto con los padres); los muchachos y las muchachas que viven en haciendas pueden hacer registros sobre la agricultura, lácteos o ganado.

2. Leer Malaquías 3:8-12 y escribir un mínimo de 250 palabras sobre lo que significa ser un mayordomo fiel.

a.

b. Archivar los recibos de pago

c. Interpretar un extracto de una cuenta corriente o de ahorros

d.

Loan

e.

Usury loan

f.

Interest

h.

Principal

h.

Credit

i.

Credit score

j.

Investments

k.

Tithe/offerings

l.

Taxes

m.

Inflation

3.

Explain the difference between needs and wants. Make a list of your family's expenses and classify them as needs or wants.

4.

What can you and your family do to save on utilities? How do any of these expenses vary during different seasons of the year in your home?

5.

How can inflation affect a family budget?

6.

What are the methods your family uses to pay bills? What other methods could be used?

7.

What types of taxes exist in your area (city, state/provincial, federal, income, property, sales, payroll, etc.)? What are taxes typically used for in your region?

8.

Explain the difference between good and bad debt.

9.

What is interest? How is it calculated? Calculate how much it would truly cost to finance a $5000 loan with a 7% interest rate over 5 years.

10.

Investigate what is the interest rate and what are the financial responsibilities in the lines of credit for the following:

a.

Credit card

b.

Overdraft

c.

Student loan

d.

Usury loan

11.

What measures can be taken when the family is in debt?

12.

Consider Proverbs 6:6-8 and discuss the value of having an emergency fund. How many months worth of income should generally be saved for emergencies?

13.

Read Matthew 25:14-30 and discuss the value of investing money. Identify at least two methods of investing money. What are the advantages and disadvantages of each?

14.

What are some advantages and disadvantages of using automatic payments (autopay)?

15. Mantener un presupuesto personal y registro de entrada y salida de dinero durante sies meses.

a.

Identify an account and routing number

b.

Write and endorse a check

c.

Reconcile a bank statement

16.

Interview a financial professional or equivalent about personal budgeting.


17.

Develop a family budget (this can be done together with parents). Keep a personal budget and record income and expenses for two months.


18.

Read Malachi 3:8-12 and discuss what role tithes and offerings could play in a personal/family budget.


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