Requisitos para a especialidade de Orçamento familiar utilizados pela Divisão Sul Americana
Nível de Habilidade
2
Ano
2012
Version
28.11.2024
Autoridade de Aprovação
Divisão Sul Americana
1. O que é Orçamento Familiar e qual a importância de fazê-lo?
Make a list of your family's expenses and classify them as necessary, useful and superfluous.
Check your family's shopping list for grocery and hygiene products. Are all the items really necessary?
What is the best day and place to get vegetables, fruits and greens in your neighborhood?
What can you and your family do to save on water, electricity and telephone?
What is inflation?
What taxes does your family have to pay?
What kind of shopping should never be done with credit? Why?
What is interest? How should it be calculated?
Investigate what is the interest rate and what are the financial responsibilities in the lines of credit lines for the following:
- a.
Credit card
- b.
Overdraft
- c.
Personal loan
What measures should be taken when the family is in debt?
What percent of the household income should be saved?
Investigate at least two methods besides a passbook to invest money saved. What are the advantages and disadvantages of each?
Do the following:
- a.
Write and endorse a check
- b.
Write a receipt
- c.
Pay for tickets and/or an invoice at an ATM
- d.
Store payment receipts
- e.
Interpret a checking/savings account statement
15.
Keep a personal budget and a log of money coming in and out for six months.
16.
Make a family budget and keep an accurate record of inputs and outputs for six months (Pathfinders and youths can do this together with parents); those who live on farms can make records of farming, dairy and livestock.
17.
Read Malachi 3:8-12 and write a minimum of 250 words about the meaning of being a faithful steward.
