View source for AY Honors/Household Budgeting (SAD)/Requirements/pt-br

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<b>1. <section begin=req1 /><noinclude></noinclude>O que é Orçamento Familiar e qual a importância de fazê-lo?
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<b>2. <section begin=req2 /><noinclude></noinclude>Fazer uma lista de despesas de sua família e classificá-la em necessárias, úteis e supérfluas.
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<b>3. <section begin=req3 /><noinclude></noinclude>Verificar a lista de compras de mantimentos e produtos de higiene e limpeza de sua família. Todos os itens são realmente necessários?
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<b>4. <section begin=req4 /><noinclude></noinclude>Descobrir qual é o melhor dia e local para se adquirir hortaliças, frutas e verduras em seu bairro.
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<b>5. <section begin=req5 /><noinclude></noinclude>O que você e sua família podem fazer para economizar água, energia elétrica e telefone?
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<b>6. <section begin=req6 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>What is inflation?
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<b>7. <section begin=req7 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>What taxes does your family have to pay?
<noinclude>
</div></noinclude><section end=req7 /></b>

<b>8. <section begin=req8 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>What kind of shopping should never be done with credit? Why?
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</div></noinclude><section end=req8 /></b>

<b>9. <section begin=req9 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>What is interest? How should it be calculated?
<noinclude>
</div></noinclude><section end=req9 /></b>

<b>10. <section begin=req10 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Investigate what is the interest rate and what are the financial responsibilities in the lines of credit lines for the following:
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</div></noinclude><section end=req10 /></b>

:<b>a. <section begin=req10a /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Credit card
<noinclude>
</div></noinclude><section end=req10a /></b>

:<b>b. <section begin=req10b /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Overdraft
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</div></noinclude><section end=req10b /></b>

:<b>c. <section begin=req10c /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Personal loan
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</div></noinclude><section end=req10c /></b>

<b>11. <section begin=req11 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>What measures should be taken when the family is in debt?
<noinclude>
</div></noinclude><section end=req11 /></b>

<b>12. <section begin=req12 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>What percent of the household income should be saved?
<noinclude>
</div></noinclude><section end=req12 /></b>

<b>13. <section begin=req13 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Investigate at least two methods besides a passbook to invest money saved. What are the advantages and disadvantages of each?
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<b>14. <section begin=req14 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Do the following:
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:<b>a. <section begin=req14a /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Write and endorse a check
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:<b>b. <section begin=req14b /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Write a receipt
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</div></noinclude><section end=req14b /></b>

:<b>c. <section begin=req14c /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Pay for tickets and/or an invoice at an ATM
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</div></noinclude><section end=req14c /></b>

:<b>d. <section begin=req14d /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Store payment receipts
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</div></noinclude><section end=req14d /></b>

:<b>e. <section begin=req14e /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Interpret a checking/savings account statement
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</div></noinclude><section end=req14e /></b>
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<b>15. <section begin=req15 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Keep a personal budget and a log of money coming in and out for six months.
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<b>16. <section begin=req16 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Make a family budget and keep an accurate record of inputs and outputs for six months (Pathfinders and youths can do this together with parents); those who live on farms can make records of farming, dairy and livestock.
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<b>17. <section begin=req17 /><noinclude><div lang="en" dir="ltr" class="mw-content-ltr">
</noinclude>Read Malachi 3:8-12 and write a minimum of 250 words about the meaning of being a faithful steward.
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</div></noinclude><section end=req17 /></b>

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